Home Mortgage Loan

Home Mortgage Loan

Owning your home is the American dream. If you're ready to make this important purchase, be sure to have BankVista on your side.

We offer low rates to our customers and payment plans you can afford. Our experienced lenders know the Minnesota area market and will guide you through the entire process.

Calculate My Payment

Mortgage Glossary

Mortgage Team
Custom Image

LouAnn Peterson

Vice President Residential Real Estate

lpeterson@bankvista.com

320.257.1973

NMLS# 662815

Custom Image

Tom Templin

Vice President Mortgage Lending

ttemplin@bankvista.com

320.257.1974

NMLS# 662814

Custom Image

Bill Pennings

Residential Mortgage Consultant

william.pennings@bankvista.com

320.257.1965

NMLS# 401967

Custom Image

Nicole Nelson

Residential Mortgage Consultant

nicole.nelson@bankvista.com

320.257.1954

NMLS# 1028757

Custom Image

Deb Ikier

Residential Mortgage Consultant

Mankato Mortgage Lender

debra.ikier@bankvista.com

507.344.3506

NMLS # 580193

Mortgage Types
  • Fixed rate
  • Conventional/FHA/VA
  • New construction loans
  • ARM (Adjustable rate mortgages)
  • Rural development
  • First time homebuyer programs
Mortgage Checklist

The following information is usually required during the loan process:

  • Your Social Security Number
  • Current pay stubs or, if self employed, your tax returns for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Life insurance policy
  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)"