Individual Retirement Account (IRA)

Individual Retirement Account (IRA)

The best time to start saving for your golden years is right now, while you're still earning income. While retirement may seem far off, it's not as far as you think,

An IRA offers tax advantages and higher interest rates than regular savings. We offer different types of IRAs, depending on your situation. Talk to a BankVista representative who will be happy to go over your options with you.

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  • Tax-advantaged* way to save for your retirement
  • Earn competitive interest
  • No setup or maintenance fees
  • Annual contribution limits
  • Funds can be used to purchase CDS, stocks, bonds, etc. within IRA
  • FDIC insured up to $250,000
  • $100 minimum deposit to open

*Consult your tax advisor regarding tax advantages.

IRA Money Market
  • Build balances for your retirement
  • $25 monthly direct deposit to qualify (available for consumer accounts only)
  • Earn competitive variable tiered-rate interest
  • Interest compounded and paid monthly
  • Receive a quarterly statement
  • $250 minimum opening balance

  • Guaranteed returns to build savings for retirement
  • Variety of terms available
  • Interest penalty for early withdrawal
  • Additional penalties may apply for early withdrawal from IRAs
  • $1,000 minimum deposit to open