Rates

APY = Annual Percentage Yield

Rates effective as of 5/27/2015.

Fees may reduce earnings.

The interest rate and annual percentage yield may change after account opening.

Kasasa Cash*

BalanceAPY
Balances up to $15,0002.00%
Balances over $15,0002.00% - 0.48%
All balances if qualifications aren't met0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Kasasa Saver*

BalanceAPY
Balances up to $15,0000.75%
Balances over $15,0000.75% - 0.32%
All balances if qualifications aren't met0.15%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Savings

TypeBalance RequiredInterest RateCompoundingAPY
Money Market Savings$0-$999.99*0.25%Monthly0.25%
$1,0000.25%Monthly0.25%
$10,0000.35%Monthly0.35%
$50,0000.45%Monthly0.45%
$100,0000.45%Monthly0.45%
Investor Savings$0-$9,999.99*0.25%Monthly0.25%
$10,0000.35%Monthly0.35%
$75,0000.45%Monthly0.45%
Health Savings Account (HSAs)$0-$999.99*0.25%Monthly0.25%
$1,0000.25%Monthly0.25%
$2,5000.25%Monthly0.25%
$5,0000.30%Monthly0.30%
$10,0000.45%Monthly0.45%
Basic Savings$2000.25%Monthly0.25%

Certificates Of Deposit

TypeBalance RequiredInterest RateCompoundingAPY
3 Months$1,0000.30%Interest At Maturity0.30%
6 Months$1,0000.35%Interest At Maturity0.35%
12 Months$1,0000.80%Annually0.80%
18 Months$1,0000.85%Annually0.85%
24 Months$1,0001.20%Annually1.20%
36 Months$1,0001.40%Annually1.40%
48 Months$1,0001.40%Annually1.40%
60 Months$1,0001.55%Annually1.55%

Penalty for early withdrawal may apply.

Individual Retirement Accounts

TypeBalance RequiredInterest RateCompoundingAPY
3 Months$1,0000.30%Interest At Maturity0.30%
6 Months$1,0000.35%Interest At Maturity0.35%
12 Months$1,0000.80%Annually0.80%
18 Months$1,0000.85%Annually0.85%
24 Months$1,0001.20%Annually1.20%
36 Months$1,0001.40%Annually1.40%
48 Months$1,0001.40%Annually1.40%
60 Months$1,0001.55%Annually1.55%