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Stephanie Delgado

Stephanie Delgado

Vice President Commercial Lending, Chaska

[email protected] 
952.905.2085
NMLS# 1062073

 

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Details

  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive rates for a wide range of business needs:
    • Commercial real estate purchase
    • Construction
    • Business acquisition or expansion
    • Equipment and inventory purchase
    • Working capital
    • And more
  • Several lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
  • Easy, streamlined application process
  • In-house processing for expediency and efficiency
  • Personalized, attentive service

SBA Checklist

The following information is usually required during the loan process:

  • Personal & Business Federal Tax Returns – last 3 years with all supporting schedules (Required on all guarantors and/or all individuals who own 20% or more of the business)
  • If an existing business – Year-to-Date Balance sheet and Profit & Loss statement are required. (Must be dated within 90 days of application).
  • 2-Year Projection of earnings – (required if less than 3 years of historical statements are available)
  • If any owner/borrower has a controlling interest in another business, 3 years of financial   information must be submitted on each affiliate entity.
  • A/R and A/P Aging Reports – at Banks discretion depending on use of proceeds and collateral offered
  • For Franchise purchase include Uniform Franchise Offering Circular (UFOC)
  • Purchase Agreement (applies only to acquisitions or real estate purchases)
  • Complete SBA Application & FormsOpens a New Window.

 

Testimonials


BankVista has been like a business partner to us.

-Chad Dockter and Chris Freed, Co Owners, Southwest Eye Care


BankVista approved the financing I needed within the hour.

-Neil Klingelhutz, Builder


We plan to grow with BankVista's help.

-Rock Greiner and Wendy Greiner, Owners Q InfoTek

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