Owning your home is the American dream. If you're ready to make this important purchase, be sure to have BankVista on your side.

We offer low rates to our customers and payment plans you can afford. Our experienced lenders know the Minnesota area market and will guide you through the entire process.

If you have any questions, please feel free to contact us

Details
  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Several financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
    • First Time Homebuyer specials
    • Construction Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Affordable payment plans
  • In-house processing for expediency and efficiency
  • Attentive, friendly service from start to finish

Mortgage Checklist

The following information is usually required during the loan process: 

  • Your Social Security Number
  • Current pay stubs and your tax returns for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Life insurance policy
  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information   

If you currently own real estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
Learn More

 Visit our Mortgage Glossary for definitions of mortgage terms.