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Habib Sadaka

Habib Sadaka

Regional Manager Mortgage Division, Mankato

[email protected]
507.344.3510
NMLS# 339526

 

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Details

  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Several financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
    • First Time Homebuyer specials
    • Construction Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Affordable payment plans
  • In-house processing for expediency and efficiency
  • Attentive, friendly service from start to finish

Mortgage Checklist

The following information is usually required during the loan process: 

Income 

  • Paystubs (last 30 days)
  • W2's and 1099's (past two years) 
  • Personal tax returns (past two years) 
  • Business tax returns (past two years, if applicable) 
  • Other income - award letters, annuity statements, etc.

Assets 

  • Bank statements (most recent two months) 
  • Retirement accounts or other sources of funds (most recent) 

Other Documentation 

  • Bankruptcy documents - all schedules 
  • Divorce decree
  • Child support orders

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