Mortgage Options

Imagining yourself in a new home? We have a complete range of mortgage services to help you move in to your dream house. From low-to-no- down payment loans, conventional and new construction loans, interest-only programs, and adjustable rate mortgages, we’ll make sure you have the mortgage loan that fits your needs. Building, buying or refinancing an existing home is one of the most important financial decisions you’ll ever make. Our experienced lenders know central Minnesota well, making sure you have the loan that fits your needs.

  • Fixed rate
  • Conventional/FHA/VA
  • New construction loans
  • ARM (Adjustable rate mortgages)
  • Rural development
  • First time homebuyer programs 
  • Apply Here




LouAnn Peterson
NMLS# 662815
Email LouAnn 

Tom Templin
NMLS# 662814
Email Tom


Bill Pennings
NMLS# 401967
Email Bill





In accordance with the Secure and Fair Enforcement of the Mortgage Licensing Act of 2008, the names and corresponding unique indentifying numbers of the bank's mortgage loan officers is available upon request. Please contact Robyn Holthaus at (320) 257-1600, or by mail at 125 Twin Rivers Court, Sartell, MN 56377.