Savings and Investments

No matter what your goals for saving or investing, compare our FDIC insured options. Regardless of how you save or invest your money, we can work with you to match your savings goals. Contact us today to open your BankVista Savings Account.

Save smart.

Grow your savings balance even more quickly with regular, automatic transfers from a personal checking account. Contact us to set up regularly scheduled transfers that fit your budget.

Account Type Min. to open Min. Bal. Requirement Monthly Service Fees Additional Account Information

Basic Savings
A
basic savings account for moderate savers.

No fee for individuals under age 19

$ 200.00

 

($50.00 to open if under age 19)

$200.00

None, when you keep an average balance for the month above $200. If the average balance falls below $200, the monthly fee is $3.00.

Earns a variable rate of interest1

Interest compounded and paid monthly

Quarterly statement

Money Market Savings
A liquid savings account with tiered rates to meet all your savings needs.

$1000.00

$1000.00

None, when you keep a minimum daily balance of $1000. If the balance falls below $1000, the monthly fee is $10.00.

Earns a variable rate of interest1

Interest compounded and paid monthly

Monthly statement

Tiered rates of interest

Investor Savings
A liquid savings account with premium tiers to reward your larger balances

$10,000.00

$10,000.00

None, when you keep a minimum daily balance of $10,000. If the balance falls below $10,000, the monthly fee is $10.00.

Earns a variable rate of interest1

Interest compounded and paid monthly

Monthly statement

Up to 6 third party withdrawals and 3 withdrawals via check3

Tiered rates of interest

IRA Money Market Savings
A convenient way to build balances for your retirement

$250.00

$25.00 monthly direct deposit to qualify (available for consumer accounts only)

None

None

Earns a variable rate of interest1

Interest compounded and paid monthly

Quarterly statement

Tiered rates of interest

Certificates of Deposit and IRAs
Choose from a variety of term options to meet your savings goals.

 

 

Minimum investment: $1000

 

Interest penalty if you withdraw your money before your certificate maturity date.

Additional penalties may apply for early withdrawal from IRAs.

1Daily balance method applies a daily periodic rate to the principal in the account each day.
2Average daily balance applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
3Check return available for $5.00/month on all BankVista savings accounts