Skip to content

BankVista, a full-service financial institution, is interested in motivated, enthusiastic, and skilled employees to help us deliver exceptional products and services. A career at BankVista offers the opportunity to learn, develop, and grow with us.


BankVista, a full-service financial institution, is interested in motivated, enthusiastic, and skilled employees to help us deliver exceptional products and services. A career at BankVista offers the opportunity to learn, develop, and grow with us.

MORTGAGE UNDERWRITER (ONSITE) – SARTELL, MN

The Underwriter position is responsible for maintaining a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports. This position will assist in ensuring that loans meet company standards for sale into secondary market. In addition, the Underwriter position will identify, analyze and balance transactional, borrower and property related risks and offsets to arrive at a loan decision of approval, suspense, counter offer or denial. In addition, the Underwriter position is responsible for providing general management, leadership and support for the people and daily processes related to the Residential Real Estate and Consumer loan processing department.

  
Primary Job Responsibilities

  • Review and analyze loan applicants’ credit histories, financial statements, and other financial information to make quality decisions on loans.
  • Interpret and analyze complex tax returns and financial documents.
  • Completed Underwriting checklist in every file, with any conditions presented in a clear, specific and uncomplicated format and limited to items relating to approval only.
  • Demonstrate ability to comprehend program changes and new program guidelines. Implement new changes in daily production immediately with minimal error rate.
  • Maintain knowledge of available loan products, program functionality, and investor guidelines.
  • Utilize DO, LP and GUS underwriting systems.
  • Directs and manages the Residential Real Estate loan processing department by overseeing the day-to-day activities of the personnel, monitoring product delivery and quality of activities.

Essential Qualifications and Requirements:
Minimum 5 years of progressive underwriting experience required. FHA DE and VA SAR certifications required.  2 years management experience preferred. Experience with AUS (LP/DO/GUS) and knowledge of mortgage insurance preferred. Understanding of secondary market guidelines (FNMA/FHLMC/FHA/USDA/ VA) required. In addition, must have a strong understanding of mortgage process flow of 1-4 family, condo and coop from processing to closing. A high level of proficiency with mortgage loan processing desired. Experience with Encompass loan processing software desirable. Knowledgeable in lending compliance regulations required.

BankVista offers a competitive salary and employee benefits package including health and dental insurance, employer paid Life Insurance and Disability, and a 401(k) Plan with employer match. If you are interested in joining a growing company and working within a fun and exciting environment, please apply now to [email protected]

 


COMMERCIAL LOAN PROCESSOR– SARTELL, MN

The Commercial Loan Processor position is responsible for providing support to the Commercial Loan Department. Duties will include assisting Commercial Lenders and the Commercial SBA Processing Supervisor with commercial loan documentation and the maintenance and servicing of commercial loan files as changes occur.  The position will also require direct contact with customers.  Additional duties include supporting Bank Officers and the SBA Processing Supervisor by completing Administrative duties.

Primary Job Responsibilities

  • Assists commercial lenders by typing accurate and complete loan documents for customers, disbursing loan proceeds as outlined in the credit presentation and maintains commercial collateral files.
  • Handles customers and other financial institutions questions regarding their commercial loans
    and participations purchased and sold. Proactively contacts customers to coordinate closing and obtains necessary financial information and other pertinent documentation to support loan files.
  • Orders appraisals, title work, flood determinations, tax verifications, credit reports and completes various searches based on the type of loan transaction.
  • Provides loan maintenance which includes ticklers and miscellaneous information on the ITI
  • Reviews leases, title commitments and organizational documents for completeness and ensuring they fall within bank guidelines.

Essential Qualifications and Requirements:

A college degree or equivalent business experience required. A minimum of 3 years banking experience with a minimum of 2 years loan processing experience. Must be proficient in a Microsoft Windows environment using Microsoft Office software.  Experience with the Core Processor Fiserv/Premier and Finastra Laser Pro software preferred.

BankVista offers a competitive salary and employee benefits package including health and dental insurance, employer paid Life Insurance and Disability, and a 401(k) Plan with employer match. If you are interested in joining a growing company and working within a fun and exciting environment, please apply online or email your resume to: [email protected]


BankVista is committed to providing an environment that is free from discrimination and harassment based on race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, or pregnancy and will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. BankVista is an equal opportunity/equal access/affirmative action employer fully committed to achieving a diverse workforce and complies with all Federal and Minnesota State laws, regulations, and executive orders regarding non-discrimination and affirmative action.