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BankVista, a full-service financial institution, is interested in motivated, enthusiastic, and skilled employees to help us deliver exceptional products and services. A career at BankVista offers the opportunity to learn, develop, and grow with us.

Workplace Culture

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Open Positions 

BankVista, a full-service financial institution, is interested in motivated, enthusiastic, and skilled employees to help us deliver exceptional products and services. A career at BankVista offers the opportunity to learn, develop, and grow with us.



MORTGAGE UNDERWRITER – SARTELL, MN

The Underwriter position is responsible for maintaining a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports. This position will assist in ensuring that loans meet company standards for sale into secondary market. In addition, the Underwriter position will identify, analyze and balance transactional, borrower and property related risks and offsets to arrive at a loan decision of approval, suspense, counter offer or denial. In addition, the Underwriter position is responsible for providing general management, leadership and support for the people and daily processes related to the Residential Real Estate and Consumer loan processing department.

  
Primary Job Responsibilities

  • Review and analyze loan applicants’ credit histories, financial statements, and other financial information to make quality decisions on loans.
  • Interpret and analyze complex tax returns and financial documents.
  • Completed Underwriting checklist in every file, with any conditions presented in a clear, specific and uncomplicated format and limited to items relating to approval only.
  • Demonstrate ability to comprehend program changes and new program guidelines.  Implement new changes in daily production immediately with minimal error rate.
  • Maintain knowledge of available loan products, program functionality, and investor guidelines.
  • Utilize DO, LP and GUS underwriting systems.
  • Responsible for quality control and compliance issues for the department.
  • Responsible for tracking new regulation changes and updating staff.
  • Serve on compliance committee.

 

Essential Qualifications and Requirements:
Minimum 5 years of progressive underwriting experience required. FHA DE and VA SAR certifications required. Experience with AUS (LP/DO/GUS) and knowledge of mortgage insurance preferred. Understanding of secondary market guidelines (FNMA/FHLMC/FHA/USDA/ VA) required. In addition, must have a strong understanding of mortgage process flow of 1-4 family, condo and coop from processing to closing. A high level of proficiency with mortgage loan processing desired. Experience with Encompass loan processing software desirable. Knowledgeable in lending compliance regulations required.



CREDIT ANALYST– SARTELL, MN

The Credit Analyst position is responsible for conducting thorough analysis of financial statement and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence. Duties will include preparing loan write-ups for lenders and/or loan committee. This position will also assist in ensuring that loan risk rating and credit quality standards are adhered to.

  
Primary Job Responsibilities

  • Spread and analyze business financial statements of existing and prospective clients in order to evaluate the risk associated in extending credit.
  • Investigate and gather information about clients.
  • Complete clear, detailed credit write-ups that summarize borrower’s financial condition and evaluate repayment capacity and collateral coverage. 
  • Complete risk rating assessment of existing and prospective clients.
  • Makes recommendations tied to analysis to loan officers and/or loan committee.
  • Confers with loan officers and other bank staff about existing and prospective clients.
  • Maintain a working knowledge of all bank loan related policies and complete scope of work within those guidelines.  Also, maintain knowledge of legal and regulatory compliance issues.

Essential Qualifications and Requirements:
A four year degree in Business, Finance or related field is required. In addition, a minimum of 2 years of experience in a credit related environment with is required. Previous formal credit related training is required. Must be proficient in a Microsoft Windows environment using Excel and MS Word. Incumbent must have excellent verbal and written communication skills and acute attention to detail. Must have excellent interpersonal skills where incumbent maintains a pleasant, courteous and helpful attitude toward customers, lending staff and all other employees. Must have ability to prioritize tasks.



ELECTRONIC SERVICES SPECIALIST – SARTELL, MN

The Electronic Services Specialist position is responsible for performing a variety of duties relating to the support of Electronic Service functions for the bank including but not limited to online banking, mobile banking, mobile deposit, funds transfers and Automated Clearing House (ACH) origination. This position will provide End User Support for all Business Electronic Services.  The Electronic Services Specialist will assist employees, officers and other personnel in performing their duties. 


Primary Job Responsibilities

  • Provide support to internal and external clients on Electronic Banking products and services. Responsible for answering external and internal client service telephone calls in a prompt and professional manner, with the goal always being first call resolution.
  • Completes duties directly related to all electronic banking applications (i.e.: ACH, Premier Business Online Banking and Remote Deposit).
  • Process and monitor wire and ACH transactions timely and effectively according to bank policy and procedures.
  • Review and process remote deposit and mobile deposit transactions.
  • Maintain, scan and file customer records including service agreements and service request forms.
  • Create and maintain written procedures related to all Electronic Services support processes.
  • Assists in the coordination of Audits and/or Examinations and compliance requirements of all Electronic Service support processes.
  • Maintains current knowledge of changes to ACH processing rules and guidelines and informs and trains others as required.
  • Assist with testing new functionality of electronic products and services before releasing to production/live systems.
  • Assumes responsibility for related duties as required or assigned.

 

Essential Qualifications and Requirements:
A high school degree or equivalent is required with some college or technical school coursework preferred. A minimum of 2 years banking and/or deposit operations experience is preferred. AAP designation preferred. Familiarity with information technology (IT) and electronic service support functionalities desired. Must be proficient in a Microsoft Windows environment using Excel and MS Word. Experience with Fiserv Premier Software preferred. Incumbent must have excellent verbal and written communication skills and acute attention to detail. Must have excellent interpersonal skills where incumbent maintains a pleasant, courteous and helpful attitude toward customers and other employees. Must have ability to prioritize tasks.



BankVista offers a competitive salary and employee benefits package including health and dental insurance, employer paid Life Insurance and Disability, and a 401(k) Plan with employer match. If you are interested in joining a growing company and working within a fun and exciting environment, please apply now to [email protected].

BankVista is committed to providing an environment that is free from discrimination and harassment based on race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, or pregnancy and will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. BankVista is an equal opportunity/equal access/affirmative action employer fully committed to achieving a diverse workforce and complies with all Federal and Minnesota State laws, regulations, and executive orders regarding non-discrimination and affirmative action.

At A Glance 

Founded: 2000

Primary Business: Small Business Lending & Deposits 

Headquarters: BankVista, Sartell, MN 

Branch Locations: Sartell, MN | Mankato, MN | Chaska, MN

Employees: 70+

Review Our Benefits 

Core Values 

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BankVista is committed to providing an environment that is free from discrimination and harassment based on race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, or pregnancy and will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. BankVista is an equal opportunity/equal access/affirmative action employer fully committed to achieving a diverse workforce and complies with all Federal and Minnesota State laws, regulations, and executive orders regarding non-discrimination and affirmative action.