APY = Annual Percentage Yield. Rates effective as of 7/21/17. Fees may reduce earnings. The interest rate and annual percentage yield may change after account opening.

Kasasa Cash* See Details

Balance Minimum Required Opening Deposit APY
$0 - $15,000 $50 2.00%
$15,000+ $50 2.00% to 0.25%
All balances if qualifications not met $50 0.05%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver* See Details

Balance Minimum Required Opening Deposit APY
0 - $15,000 $50 0.75%
$15,000+ $50 0.75% to 0.25%
All balances if qualifications not met $50 0.15%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Money Market Savings See Details

Balance RequiredInterest RateCompoundingAPY
$0-$999.99* 0.25% Monthly 0.25%
$1,000 0.25% Monthly 0.25%
$10,000 0.50% Monthly 0.50%
$50,000 0.65% Monthly 0.65%
$100,000 0.75% Monthly 0.75%

Investor Savings See Details

Balance Required Interest Rate Compounding APY
$0-$9,999.99* 0.25% Monthly 0.25%
$10,000 0.50% Monthly 0.50%
$75,000 0.70% Monthly 0.70%

Health Savings Account (HSA) See Details

Balance required Interest Rate Compounding APY
$0-$999.99* 0.25% Monthly 0.25%
$1,000 0.25% Monthly 0.25%
$2,500 0.35% Monthly 0.35%
$5,000 0.55% Monthly 0.55%
$10,000 0.75% Monthly 0.75%

Basic Savings See Details

Balance required Interest Rate Compounding APY
$200 0.25% Monthly 0.25%

Certificates of Deposit See Details

TypeBalance RequiredInterest RateCompoundingAPY
3 Months $1,000 0.50% Interest At Maturity 0.50%
6 Months $1,000 0.50% Interest At Maturity 0.50%
12 Months $1,000 1.00% Annually 1.00%
18 Months $1,000 1.10% Annually 1.10%
24 Months $1,000 1.45% Annually 1.45%
36 Months $1,000 1.60% Annually 1.60%
48 Months $1,000 1.80% Annually 1.80%
60 Months $1,000 2.00% Annually 2.00%

Penalty for early withdrawal may apply.

Individual Retirement Accounts See Details

TypeBalance RequiredInterest RateCompoundingAPY
3 Months $1,000 0.50% Interest At Maturity 0.50%
6 Months $1,000 0.50% Interest At Maturity 0.50%
12 Months $1,000 1.00% Annually 1.00%
18 Months $1,000 1.10% Annually 1.10%
24 Months $1,000 1.45% Annually 1.45%
36 Months $1,000 1.60% Annually 1.60%
48 Months $1,000 1.80% Annually 1.80%
60 Months $1,000 2.00% Annually 2.00%