APY = Annual Percentage Yield. Rates effective as of 03/14/2024. Fees may reduce earnings. The interest rate and annual percentage yield may change after account opening.

Kasasa Cash* Learn More

Balance Minimum Required Opening Deposit APY
$0 - $25,000 $50 6.00%
$25,000+ $50 6.00% to 1.25%
All balances if qualifications not met $50 0.25%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver Learn More

Balance Minimum Required Opening Deposit APY
0 - $25,000 $50 4.00%
$25,000+ $50 4.00% to 1.25%
All balances if qualifications not met $50 0.25%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Money Market Savings Learn More

Balance Required Interest Rate Compounding APY
$0 - $999.99 0.25% Monthly 0.25%
$1,000 - $9,999.99 0.45% Monthly 0.45%
$10,000 - $49,999.99 1.50% Monthly 1.51%
$50,000 - $99,999.99 2.25% Monthly 2.27%
$100,000 and up 3.00% Monthly 3.04%

Investor Savings Learn More

Balance Required Interest Rate Compounding APY
$0 - $9,999.99 0.35% Monthly 0.35%
$10,000 - $74,999.99 1.25% Monthly 1.26%
$75,000 and up  2.00% Monthly 2.00%

Basic Savings Learn More

Balance Required Interest Rate Compounding APY
$200 1.00% Monthly 1.01%

Certificates of Deposit Learn More

APY= Annual Percentage Yields.
APY and Interest Rates are current as of 03/14/2024. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

Type Balance Required Interest Rate Compounding APY
3 Months

$1,000-$49,999.99 0.60% Interest At Maturity 0.60%
$50,000.00-$99,999.99 0.65% Interest At Maturity 0.65%
$100,000.00-$249,999.99 1.00% Interest At Maturity 1.01%
$250,000.00 and up 2.50% Interest At Maturity 2.53%
6 Months

$1,000-$49,999.99 1.00% Interest At Maturity 1.01%
$50,000.00-$99,999.99 2.00% Interest At Maturity  2.01%
$100,000.00-$249,999.99 2.50% Interest At Maturity 2.52%
$250,000.00 and up 4.15% Interest At Maturity 4.21%
12 Months

$1,000-$49,999.99 2.50% Annually 2.51%
$50,000.00-$99,999.99 3.00% Annually 3.01%
$100,000.00-$249,999.99 3.75% Annually 3.77%
$250,000.00 and up 4.15% Annually 4.17%
18 Months

$1,000-$49,999.99 2.50% Annually 2.51%
$50,000.00-$99,999.99 2.75% Annually 2.76%
$100,000.00-$249,999.99 3.00% Annually 3.01%
$250,000.00 and up 3.50% Annually 3.56%
24 Months

$1,000-$49,999.99 2.50% Annually 2.51%
$50,000.00-$99,999.99 2.75% Annually 2.76%
$100,000.00-$249,999.99 3.00% Annually  3.01%
$250,000.00 and up 3.50% Annually  3.51%
36 Months

$1,000-$49,999.99 2.50% Annually 2.50%
$50,000.00-$99,999.99 2.75% Annually 2.76%
$100,000.00-$249,999.99 3.00% Annually 3.01%
$250,000.00 and up 3.50% Annually 3.51%
48 Months

$1,000-$49,999.99 1.25% Annually 1.26%
$50,000.00-$99,999.99 1.50% Annually 1.51%
$100,000.00-$249,999.99 2.00% Annually 2.02%
$250,000.00 and up 2.00% Annually 2.02%
60 Months

$1,000-$49,999.99 1.25% Annually 1.26%
$50,000.00-$99,999.99 1.50% Annually 1.51%
$100,000.00-$249,999.99 2.00% Annually 2.02%
$250,000.00 and up 2.00% Annually 2.02%

Individual Retirement Accounts Learn More

APY= Annual Percentage Yields.
APY and Interest Rates are current as of 03/14/2024. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

Type Balance Required Interest Rate Compounding APY
3 Months

$1,000-$49,999.99 0.60% Interest At Maturity 0.60%
$50,000.00-$99,999.99 0.65% Interest At Maturity 0.65%
$100,000.00-$249,999.99 1.00% Interest At Maturity 1.01%
$250,000.00 and up 2.50% Interest At Maturity 2.53%
6 Months

$1,000-$49,999.99 1.00% Interest At Maturity 1.01%
$50,000.00-$99,999.99 2.00% Interest At Maturity 2.01%
$100,000.00-$249,999.99 2.50% Interest At Maturity 2.52%
$250,000.00 and up 4.15% Interest At Maturity 4.21%
12 Months

$1,000-$49,999.99 2.50% Annually 2.51%
$50,000.00-$99,999.99 3.00% Annually 3.01%
$100,000.00-$249,999.99 3.75% Annually 3.77%
$250,000.00 and up 4.15% Annually 4.17%
18 Months

$1,000-$49,999.99 2.50% Annually 2.51%
$50,000.00-$99,999.99 2.75% Annually 2.76%
$100,000.00-$249,999.99 3.00% Annually 3.01%
$250,000.00 and up 3.50% Annually 3.56%
24 Months

$1,000-$49,999.99 2.50% Annually 2.51%
$50,000.00-$99,999.99 2.75% Annually 2.76%
$100,000.00-$249,999.99 3.00% Annually 3.01%
$250,000.00 and up 3.50% Annually 3.51%
36 Months

$1,000-$49,999.99 2.50% Annually 2.51%
$50,000.00-$99,999.99 2.75% Annually 2.76%
$100,000.00-$249,999.99 3.00% Annually 3.01%
$250,000.00 and up 3.50% Annually 3.51%
48 Months

$1,000-$49,999.99 1.25% Annually 1.26%
$50,000.00-$99,999.99 1.50% Annually 1.51%
$100,000.00-$249,999.99 2.00% Annually 2.02%
$250,000.00 and up 2.00% Annually 2.02%
60 Months

$1,000-$49,999.99 1.25% Annually 1.26%
$50,000.00-$99,999.99 1.50% Annually 1.51%
$100,000.00-$249,999.99 2.00% Annually 2.02%
$250,000.00 and up 2.00% Annually 2.02%