• Government-assisted help for businesses that might otherwise have difficulty getting approved
• Special financing for qualifying businesses
• Competitive rates for a wide range of business needs:
  • Commercial real estate purchase
  • Construction
  • Business acquisition or expansion
  • Equipment and inventory purchase
  • Working capital
  • And more
• Several lending options available
• Generally lower down payments and extended terms
• Additional considerations taken when deciding maturity*
• Easy, streamlined application process
• In-house processing for expediency and efficiency
• Personalized, attentive service

The following information is usually required during the loan process:

• Personal & Business Federal Tax Returns – last 3 years with all supporting schedules (Required on all guarantors and/or all individuals who own 20% or more of the business)
• If an existing business – Year-to-Date Balance sheet and Profit & Loss statement are required. (Must be dated within 90 days of application).
• 2-Year Projection of earnings – (required if less than 3 years of historical statements are available)
• If any owner/borrower has a controlling interest in another business, 3 years of financial   information must be submitted on each affiliate entity.
• A/R and A/P Aging Reports – at Banks discretion depending on use of proceeds and collateral offered
• For Franchise purchase include Uniform Franchise Offering Circular (UFOC)
• Purchase Agreement (applies only to acquisitions or real estate purchases)
• Complete SBA Application & Forms
  • SBA FORM 413
  • SBA FORM 1919

A Perfect 10: A Decade of Distinction at BankVista

BankVista receives "SBA Lender Of The Year" for the 10th consecutive year, setting the gold standard in small business lending.

Ten years. Ten honors. One unwavering commitment.

The U.S. Small Business Administration’s Minnesota District will honor BankVista at the Minnesota Small Business Lenders Conference on September 25 for our commitment to helping small businesses succeed.

This milestone isn’t just about recognition—it’s about the remarkable entrepreneurs who trust us to help bring their visions to life. Your strength, courage, and grit are what drive us. You take the risks, build the teams, and fuel the communities. We’re honored to be your partner in that journey.

This year, the celebration is even more meaningful. BankVista is proudly marking 25 years of service—a quarter-century of empowering clients and helping dreams take root. To reach both of these milestones at the same time is a rare and humbling moment.

We know that behind every loan is a leap of faith. Behind every business plan is a story. And behind every success is a person who dared to believe. Thank you for letting us be part of your story.

To every client who makes greatness possible—thank you for trusting us with your dreams.