• Government-assisted help for businesses that might otherwise have difficulty getting approved
• Special financing for qualifying businesses
• Competitive rates for a wide range of business needs:
  • Commercial real estate purchase
  • Construction
  • Business acquisition or expansion
  • Equipment and inventory purchase
  • Working capital
  • And more
• Several lending options available
• Generally lower down payments and extended terms
• Additional considerations taken when deciding maturity*
• Easy, streamlined application process
• In-house processing for expediency and efficiency
• Personalized, attentive service

The following information is usually required during the loan process:

• Personal & Business Federal Tax Returns – last 3 years with all supporting schedules (Required on all guarantors and/or all individuals who own 20% or more of the business)
• If an existing business – Year-to-Date Balance sheet and Profit & Loss statement are required. (Must be dated within 90 days of application).
• 2-Year Projection of earnings – (required if less than 3 years of historical statements are available)
• If any owner/borrower has a controlling interest in another business, 3 years of financial   information must be submitted on each affiliate entity.
• A/R and A/P Aging Reports – at Banks discretion depending on use of proceeds and collateral offered
• For Franchise purchase include Uniform Franchise Offering Circular (UFOC)
• Purchase Agreement (applies only to acquisitions or real estate purchases)
• Complete SBA Application & Forms
  • SBA FORM 413
  • SBA FORM 1919

Celebrating Nine Consecutive SBA Lender of the Year Awards!

BankVista is proud to announce that we have been recognized as the SBA Lender of the Year for the Ninth Consecutive Year! This achievement reflects our commitment to supporting small businesses and the trust our clients place in us.

We want to extend a heartfelt Thank You to our incredible SBA team, whose dedication and expertise have been instrumental in achieving this honor. We also thank our clients, staff and partners for their continued support and referrals, which have been crucial to our success. 

We are incredibly honored to receive this recognition, thank you for being part of our journey! 

As a Preferred SBA Lender, at BankVista we work with the U.S. Small Business Administration offering these special loan programs. If your business can't qualify for traditional lending, talk to a BankVista commercial lender who can go over additional options with you.

Bank Smart. Bank Local. BankVista.