• Government-assisted help for businesses that might otherwise have difficulty getting approved
• Special financing for qualifying businesses
• Competitive rates for a wide range of business needs:
  • Commercial real estate purchase
  • Construction
  • Business acquisition or expansion
  • Equipment and inventory purchase
  • Working capital
  • And more
• Several lending options available
• Generally lower down payments and extended terms
• Additional considerations taken when deciding maturity*
• Easy, streamlined application process
• In-house processing for expediency and efficiency
• Personalized, attentive service

The following information is usually required during the loan process:

• Personal & Business Federal Tax Returns – last 3 years with all supporting schedules (Required on all guarantors and/or all individuals who own 20% or more of the business)
• If an existing business – Year-to-Date Balance sheet and Profit & Loss statement are required. (Must be dated within 90 days of application).
• 2-Year Projection of earnings – (required if less than 3 years of historical statements are available)
• If any owner/borrower has a controlling interest in another business, 3 years of financial   information must be submitted on each affiliate entity.
• A/R and A/P Aging Reports – at Banks discretion depending on use of proceeds and collateral offered
• For Franchise purchase include Uniform Franchise Offering Circular (UFOC)
• Purchase Agreement (applies only to acquisitions or real estate purchases)
• Complete:
  • SBA Application
  • SBA FORM 413
  • SBA FORM 1919

11 Years in a Row: Tradition of Excellence

BankVista Named Minnesota SBA Lender of the Year for the 11th Time

For the 11th time, BankVista has been recognized as Minnesota SBA Lender of the Year, a distinction that reflects our long-standing commitment to helping Minnesota businesses start, grow, and succeed. 

While we're honored by the recognition, this achievement represents much more than an award. It reflects the trust that business owners place in BankVista, the partnerships we've built throughout our communities, and the dedication of our team members who work every day to help entrepreneurs reach their goals.

Small businesses are the backbone of our communities. They create jobs, drive innovation, and strengthen local economies. BankVista is proud to support those businesses by providing personalized guidance, local decision-making, and financing solutions tailored to their unique needs.

We are grateful to the clients, referral partners, and employees who have made this recognition possible. Their trust and partnership continue to inspire our commitment to helping Minnesota businesses thrive.

Beyond the Trophy. A Tradition of Excellence 11 Years Strong