Earn cash back with every swipe of your BankVista debit card. It’s just another way we give back to our Minnesota community.

Key Features

  • Cash Back on Debit Card Purchases
  • Refunds on ATM Withdrawal Fees^
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirement
  • Free checking that pays you back
  • Get 2.00% cash back on debit card purchases^
    • No category restrictions on purchases
    • Cash back earned on up to $400 in purchases monthly
    • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide^
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Wide range of digital banking services:
  • Free Mastercard® debit card
  • $50 minimum deposit to open

Earning Your Rewards is Easy

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking

It’s that simple. But just in case you meet your qualifications one cycle, your account is still free — and you can get back to earning your cash rewards the very next month.

^Kasasa Cash Back: APY=Annual Percentage Yield. APYs accurate as of 9/16/2021 ^Kasasa Cash Back, a free checking account with no minimum balance that rewards customers with cash back on debit card purchases and ATM fee refunds when meeting the monthly qualifications. Limitations: Opening deposit $50.00. KASASA Cash Back Rewards: When the monthly qualifications are met, you will receive 2% cash back on debit card purchases that post and settle to your account during the Monthly Qualification Cycle up to $400.00 in total debit card purchases during each Monthly Qualification Cycle OR $8.00 per Monthly Qualification Cycle (excluding returns). The cash back rewards will be credited to your account on the last day of your statement cycle. To qualify for KASASA Cash Back rewards and ATM fee surcharges reimbursements, you must perform the following during the monthly qualification cycle. 1) Have at least 10 debit card purchases posted and settled 2) Be enrolled and receive e-statements 3) Be enrolled and log into online banking during the monthly qualification cycle. Please note that transactions must post and settle (not be in a pending state) to your account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. Monthly Qualification Cycle and Monthly Statement Cycle Explanation: “Monthly Qualification Cycle” means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. **Other Account Information: ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a BankVista Representative. ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. KASASA Cash Back With Saver: When your KASASA Cash Back account is linked to your KASASA Saver account, the Interest earned and any refunded ATM fees are credited to your KASASA Saver account on the last day of your statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $25,001.00 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $25,000.99 in Kasasa Saver receive an APY of 0.27% on portion of balance over $25,000.99, resulting in 0.27% - 0.75% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in Kasasa Saver earn 0.15% APY. Limit one account per SSN.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, LTD., registered in the U.S.A