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It's Free 

  • No monthly service charge
  • No minimum balance requirement
  • $50 minimum deposit to open 

Earn High Interest.*

When you meet your account's qualifications during a Monthly Qualification Cycle, you'll receive: 

  • Get 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $400 in purchases monthly
    • Earn up to $96 cash back per year, $8 per month

When qualifications are not met, cash back payments are not made. 

Plus refunds on ATM withdrawal fees - nationwide.*

When you meet your accounts qualifications during a monthly qualification cycle, you'll recieve: 

  • Unlimited refunds on ATM withdrawal fees, nationwide*

In addtiona, access to nationwide surcharge-free ATM usage via the MoneyPass ATM Network


Qualifying for rewards is EASY. 

To earn high interest and ATM withdrawal fee refunds, simply do the following each Monthly Qualification Cycle: 

  • Have at least 10 debit card purchases post and settle
  • Be enrolled in and agree to receive free e-statements
  • Be enrolled in and log into online banking

Don't Qualify? Don't Worry! 

  • Your account is still free. 
  • You can qualify again next month. 
  • Kasasa Saver

    Earn high interest and automatic savings!

    • Earn High Interest On Your Savings

      Earn 0.75% APY* on all Kasasa Saver balances up to and including $25,000.00. Balances over $25,000 earn 0.75% to 0.15% APY depending on balance in account when you meet your qualifications in Kasasa Cash. Earn 0.15% APY if qualifications are not met on Kasasa Cash.*

    • Your Kasasa Cash rewards are transferred to Kasasa Saver for automatic savings!

      Since rewards are moved to savings, the interest in your Kasasa Cash will not compound.*


    Online Bill Pay

    Enjoy the ultimate convenience of paying all of your bills online in one place. 

     

    Mobile banking

    Easily keep track of your finances on the go:

    • View account balances
    • Mobile Deposits 
    • Transfer funds
    • Make loan payments
    • Pay bills
    • Deposit checks
    • Find the closest ATM
    • Start today for free!  

    Debit Card

    Enjoy services such as

KASASA Cash Back is a free checking account with no minimum balance that rewards customers with cash back on debit card purchases and ATM fee refunds when meeting the monthly qualifications.

Limitations: You must deposit $50.00 to open this account. KASASA Cash Back Rewards: When the monthly qualifications are met, you will receive 2% cash back on debit card purchases that post and settle to your account during the Monthly Qualification Cycle up to $400.00 in total debit card purchases during each Monthly Qualification Cycle OR $8.00 per Monthly Qualification Cycle (excluding returns). The cash back rewards will be credited to your account on the last day of your statement cycle. In addition, if you have met your qualifications during the Monthly Qualification Cycle, BankVista will reimburse you for ATM fees imposed during the Monthly Qualification Cycle by other U.S. financial institutions. ATM fee reimbursements will be credited to your account on the last day of your statement cycle.

To qualify for KASASA Cash Back rewards and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle.

  • Have at least 10 debit card purchases posted and settled
  • Be enrolled and receive e-statements
  • Be enrolled and log into online banking during the monthly qualification cycle

Enrollment in online banking and in electronic statements is required to meet qualifications.

Please note that transactions must post and settle to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more business days from the date the transaction was made to post and settle to an account.

Monthly Qualification Cycle Explanation: "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Your account will be automatically qualified on that one day prior to the first day of the current statement cycle.

Monthly Statement Cycle Explanation: "Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

Monthly Qualification Cycle and Monthly Statement Cycle Dates: Kasasa Monthly Qualification Cycle and Monthly Statement Cycle dates are available on our website or by request of a BankVista Representative.

BankVista Qualification Cycle Date Information:

The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

 

 

 

Monthly Qualification Cycle

 

Statement Cycle

Month

Year

 

Begin

End

 

Begin

End

January

2020

 

12/19/2019

01/15/2020

 

12/20/2019

01/16/2020

February

2020

 

01/16/2020

02/19/2020

 

01/17/2020

02/20/2020

March

2020

 

02/20/2020

03/18/2020

 

02/21/2020

03/19/2020

April

2020

 

03/19/2020

04/15/2020

 

03/20/2020

04/16/2020

May

2020

 

04/16/2020

05/20/2020

 

04/17/2020

05/21/2020

June

2020

 

05/21/2020

06/17/2020

 

05/22/2020

06/18/2020

July

2020

 

06/18/2020

07/15/2020

 

06/19/2020

07/16/2020

August

2020

 

07/16/2020

08/19/2020

 

07/17/2020

08/20/2020

September

2020

 

08/20/2020

09/16/2020

 

08/21/2020

09/17/2020

October

2020

 

09/17/2020

10/14/2020

 

09/18/2020

10/15/2020

November

2020

 

10/15/2020

11/18/2020

 

10/16/2020

11/19/2020

December

2020

 

11/19/2020

12/16/2020

 

11/20/2020

12/17/2020

Other Account Information: ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a BankVista Representative. If you believe that you have not been reimbursed the correct amount, please contact us. Note: ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. Fees may reduce earnings.

KASASA Cash Back Rewards With Saver: When your KASASA Cash Back account is linked to your KASASA Saver account, the cash back rewards and refunded ATM fees will be credited to your KASASA Saver account on the last day of your statement cycle. The description of these rewards will be "Your Kasasa Reward" and "Refund ATM Terminal Fee"

Account Fees: The following fee applies to this account: Account Statements - Check Images Returned Fee: $5.00.