Free Kasasa Cash Back Checking
Most banks charge you for checking. But with Kasasa Cash Back®, we pay you cash back on qualifying debit card purchases. That's not all. We'll also refund your ATM withdrawal fees nationwide,* so you'll never be caught without easy access to your funds.
All you have to do to earn cash back are a few things that make banking easier anyway, like sign up for e-statements and online banking. And there's no minimum balance requirement or monthly service charge.
- Free checking that pays you back
- Get 2.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $400 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Get unlimited refunds on ATM withdrawal fees, nationwide*
- Link to free Kasasa Saver® to build savings automatically
- No monthly service charge
- No minimum balance requirement
- Unlimited monthly transactions
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free Mastercard® debit card
- Nationwide surcharge-free ATM usage via the MoneyPass ATM Network
- $50 minimum deposit to open
How to Get Paid Cash Back
Earning cash back is easy. In fact all you have to do are things that make banking easier anyway! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
That covers it! And if for some reason, you don't qualify, no worries. Your account is still free and you still earn our base interest rate. You can get back to earning the full rewards the very next monthly qualification cycle.
Kasasa Cash Back: *APY=Annual Percentage Yield. APYs accurate as of 3/22/2019 Kasasa Cash Back is a free checking account with no minimum balance that rewards customers with cash back on debit card purchases and ATM fee refunds when meeting the monthly qualifications.
Limitations: You must deposit $50.00 to open this account.
KASASA Cash Back Rewards: When the monthly qualifications are met, you will receive 2% cash back on debit card purchases that post and settle to your account during the Monthly Qualification Cycle up to $400.00 in total debit card purchases during each Monthly Qualification Cycle OR $8.00 per Monthly Qualification Cycle (excluding returns). The cash back rewards will be credited to your account on the last day of your statement cycle. In addition, if you have met your qualifications during the Monthly Qualification Cycle, BankVista will reimburse you for ATM fees imposed during the Monthly Qualification Cycle by other U.S. financial institutions. ATM fee reimbursements will be credited to your account on the last day of your statement cycle.To qualify for KASASA Cash Back rewards and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle. 1)Have at least 10 debit card purchases posted and settled 2)Be enrolled and receive e-statements 3) Be enrolled and log into online banking during the monthly qualification cycle
Enrollment in online banking and in electronic statements is required to meet qualifications.Please note that transactions must post and settle to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account.
Monthly Qualification Cycle and Monthly Statement Cycle Explanation: “Monthly Qualification Cycle” means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. Your account will be automatically qualified on that one day prior to the first day of the current statement cycle. What this means for you is if you did not qualify for the higher preferred rate, you might notice a slightly higher than the base rate APY earned on your statement due to the one day (the last day) being calculated with the higher preferred rate.“Monthly Qualification Cycle” means the current statement cycle.
**Other Account Information: ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a BankVista Representative. If you believe that you have not been reimbursed the correct amount, please contact us. Note: ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account.
KASASA Cash Back Rewards With Saver: When your KASASA Cash Back account is linked to your KASASA Saver account, the cash back rewards and refunded ATM fees will be credited to your KASASA Saver account on the last day of your statement cycle. The description of these rewards will be “Your Kasasa Reward” and “Refund ATM Terminal Fee”.
Account Fees: The following fee applies to this account: Account Statements – Checks Images Returned Fee: $5.00.Limit one account per SSN.