Search high and low and find the answer right in front of you. Use your home's equity to fund that next expense.

A home equity loan is a smart alternative to draining your savings, or worse, hitting up family or friends. We offer low rates and easy ways to make payments. Talk to a BankVista lender today!

Home Equity Loan
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more
  • The existing equity in your home is used as collateral backing
  • Fund that big expense without draining your savings
  • The interest paid might be tax deductible*
  • Affordable payment plans
  • Experienced lenders to guide you through the process
  • In-house processing for expediency and efficiency
  • Personalized, attentive service
Home Equity Line of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major home improvements
    • Emergency reserve
    • And more
  • The existing equity in your home is used as collateral backing
  • Use what you need, as you need it
  • Pay interest only on what you use
  • Flexibility to reuse without having to reapply
  • Funds easily available via in-person, credit line checks, telephone requests, and online banking
  • in-person or phone transfers to a specified BankVista checking account
  • The interest paid might be tax deductible*
  • Experienced lenders to guide you through the process
  • Local processing for quick decisions and efficiency
  • Friendly, attentive service

*Consult a tax advisor.