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Details
- Competitively low rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- Several financing programs available:
- Fixed rate mortgages
- Adjustable rate mortgages (ARMs)
- USDA Rural Housing Loans
- FHA Loans
- VA Loans
- First Time Homebuyer specials
- Construction Loans
- Helpful loan advisors with working knowledge of the local real estate market
- Free pre-approval for extra confidence when it comes to securing financing
- Refinance your current home to potentially lower your rate
- Affordable payment plans
- In-house processing for expediency and efficiency
- Attentive, friendly service from start to finish
Mortgage Checklist
The following information is usually required during the loan process:
Income
- Paystubs (last 30 days)
- W2's and 1099's (past two years)
- Personal tax returns (past two years)
- Business tax returns (past two years, if applicable)
- Other income - award letters, annuity statements, etc.
Assets
- Bank statements (most recent two months)
- Retirement accounts or other sources of funds (most recent)
Other Documentation
- Bankruptcy documents - all schedules
- Divorce decree
- Child support orders
Testimonials
When I call BankVista I know who I am going to talk to. Mankato is a community that is very supportive of small businesses and BankVista is perfectly suited to support those businesses and help them thrive.
— Jessica, BankVista Customer
Working with BankVista, I know I have the access to the capital I need when I need it.
— Larry Barnabo, President, Corbar Companies
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